Meet Gemma Holmes

With more than 20 years of experience in consulting, finance, and real estate, Gemma Holmes brings a thoughtful, analytical approach to helping clients navigate the home-buying process. Her career began in corporate consulting and finance, where she developed a strong understanding of business strategy, market dynamics, and financial decision-making. In 2000, she purchased her first property, beginning a personal investment journey that grew into a lasting passion for real estate.

Gemma brings that same strategic mindset to her work with buyers. She understands that purchasing a home is both a significant financial decision and a deeply personal one, and she takes the time to understand each client’s goals, priorities, and long-term plans. Her attention to detail, financial perspective, and ability to evaluate the bigger picture help clients make informed decisions and approach each opportunity with confidence.

At Kate McCaffrey Group, Gemma combines her business and investment experience with the team’s market intelligence, relationships, and resources to help buyers identify the right opportunities, evaluate value, and develop a strategy for competing in the market. Whether working with a first-time buyer, a growing family, or a client looking to downsize or invest, her goal is to make the process clear, strategic, and well managed from search through closing.

Outside of real estate, Gemma enjoys spending time with her family, traveling, exploring local trails, and cheering on her children at their sporting events. She is also committed to giving back to her community and supporting the people and organizations that make it such a special place to live.